Quick answer
Commonly published reference rules notably provide for a minimum number of insurance days over a set period, involuntary job loss, a job-search process and filing within a given deadline. As reform of the scheme has recently been studied, you must confirm the requirements in force with CNSS on the date of the application.
What to check before you begin
Available institutional references historically describe a minimum of 780 contribution days over the 36 months preceding job loss, including 260 days during the last 12 months, an application within 60 days and compensation of up to six months, calculated at 70% of the reference salary within a certain limit. These parameters must be presented as rules to confirm, because reform work began in 2025-2026.
This guide focuses on the action to complete: understanding the procedure, preparing the right information and switching to the official portal at the appropriate time. e-services.ma remains a private, independent website and does not replace the public administration.
Requirements and preliminary checks
- Have involuntarily lost your job under the applicable definition.
- Provide evidence of the required number of contribution days over the reference period.
- Be actively looking for a new job under the scheme’s requirements.
- Submit the application within the applicable regulatory deadline.
Documents and information to prepare
The list below is intended to help you prepare. If the official portal displays a different or more precise list for your situation, the official list takes precedence.
- CNSS registration and identity information.
- Items relating to termination of employment requested by CNSS.
- Supporting documents or forms establishing that the request requirements are met.
- Bank details or payment information where required.
How to complete the procedure: the steps
- Consult the CNSS to check the IPE conditions currently in force.
- Check your declared periods and contribution days in MaCNSS.
- Prepare documents relating to loss of employment.
- Submit the request within the official deadline and keep the receipt.
- Track the file and report any change in situation according to the scheme’s rules.
Fees, deadlines and information that may change
A social-benefit request must be made through CNSS channels. Beware of any paid offer claiming to guarantee compensation. Checking your declarations in MaCNSS is a good preliminary step before filing.
Common mistakes to avoid
- Submit after the applicable deadline.
- Fail to check that employment periods were correctly declared.
- Present rules as final when a reform is underway or being considered.
- Confuse IPE with severance compensation due from the employer.
— indemnité perte emploi CNSS FAQ
How many contribution days are required?
Published reference rules mention 780 days over the last 36 months, including 260 over the last 12 months. Check the current rule with the CNSS before applying.
What is the deadline for applying for IPE?
The reference rule states 60 days after job loss. Confirm this deadline through current CNSS channels.
For how long is IPE paid?
The reference scheme provides for up to six months, subject to the applicable conditions and rules.
Is IPE the same as severance pay?
No. IPE is a social-security scheme separate from any amounts that may be owed by the employer upon termination of employment.
Official sources and transparency
Sources consulted to prepare this guide:
Last editorial review: 23 August 2026. If information on this page differs from the public portal, follow the most recent official information.